Thoughtful planning begins with thoughtful questions
We believe sound financial planning is about perspective and making decisions that reflect your direction in life. Whether you're navigating a major life transition, considering your legacy or simply wondering if you're missing opportunities, asking the right questions can spark meaningful conversations and uncover powerful strategies.
Let’s have a conversation. We designed these questions to be a starting point. There’s no pressure to have all the answers right away. Our team is here to listen with compassion, offer clarity and hold you – and your financial plan – accountable for the goals you set.
Moments to reflect on
When estate planning…
- Which assets are best to gift now versus retain to maximize step-up in basis?
- Even if my estate is below the federal exemption, could my state impose its own estate tax?
- How can I minimize stress for my heirs by addressing planning issues while I’m still here to guide them?
- Are my children prepared – financially and emotionally – to inherit significant wealth?
- Do my CPA, attorney and advisor coordinate to ensure important details aren’t overlooked?
- Who will ensure my estate plan is executed as intended, not just written on paper?
Case Study
How we would help a family uncover hidden estate tax exposure.
In this scenario, a family discovers their elderly parents had built a $20 million estate – far more than anyone realized. While federal estate taxes may not pose the primary challenge, our team focuses on uncovering other significant financial exposures, particularly those stemming from state-level estate or inheritance taxes. With clear guidance, we can create a plan that helps reduce tax burden and simplify the transition of wealth to the next generation.
This is a hypothetical example for illustration purposes only. Actual investor results will vary.
When thinking about giving…
- Do I have a complete picture of my estate, including community and separate property?
- How could tools like a donor advised fund help me achieve my philanthropic goals without adding complexity?
- What causes or institutions would I like to benefit from my legacy?
- How do I ensure my charitable gifts are structured to reflect my intent – not left vulnerable to mismanagement?
- Are my beneficiary designations and transfer instructions aligned with my intentions?
- Who will act as a steward for my legacy when I’m no longer here to guide it?
Case Study
How we could help turn a $30 million estate into a lasting charitable legacy.
Imagine a client who, after nearly 60 years of marriage and no heirs, faced the challenge of deciding how their $30 million estate would be distributed. By using a donor advised fund – a simple, structured way to support the charities they loved – we can create a streamlined solution that honors their wishes, improves tax efficiency and continues to provide meaningful gifts in the future.
This is a hypothetical example for illustration purposes only. Actual investor results will vary.
When thinking about the big picture…
- What’s the most strategic and tax-efficient path to both diversify and unlock liquidity from my concentrated equity holdings?
- What does a purpose-driven life look like for me post-career, and how can I leverage my wealth to create enduring impact?
- Who can help manage my finances when family or career changes create new pressures?
- What role could charitable giving play in aligning my wealth with my values?
- Do I have someone helping ensure that my investments, tax planning and benefits all work together?
- Are my advisor’s fees and services aligned so I can feel confident in the value I’m receiving?
Case Study
How we could simply life for two busy tech executives.
Envision a couple in their early 40s – both senior executives in the tech industry – who realize that while they’re financially successful, they lack the time and structure for true planning. From managing stock compensation and evaluating job offers to setting up a charitable giving strategy, we can provide the structure and guidance to help organize and optimize their wealth and offer greater confidence as their lives and careers evolve.
This is a hypothetical example for illustration purposes only. Actual investor results will vary.